1. Introduction

Welcome to Bucksy! These Terms and Conditions (“Terms”) govern your use of the Bucksy mobile application (“App”) and related services (collectively, the “Services”). By accessing or using our Services, you agree to comply with these Terms. If you do not agree with these Terms, please do not use the App.

2. Eligibility

To use Bucksy, you must be at least 18 years old and capable of entering into a binding agreement. By using our Services, you represent and warrant that you meet these requirements.

3. Account Registration and Security

Account Creation: To access certain features, you must create an account with accurate and complete information. You are responsible for maintaining the confidentiality of your login credentials.

Account Security: You are responsible for all activities under your account. Notify us immediately of any unauthorized use or security breach.

4. Use of Services

Permitted Use: You may use the Services solely for personal, non-commercial purposes in accordance with these Terms.

Prohibited Conduct: You agree not to:

• Use the Services for illegal or unauthorized purposes.
• Engage in any activity that disrupts or interferes with the Services.
• Attempt to gain unauthorized access to our systems or networks.

5. Intellectual Property

Ownership: All content and materials provided through the Services, including trademarks, logos, and software, are the property of Bucksy or its licensors.

License: Bucksy grants you a limited, non-exclusive, non-transferable license to use the Services for personal use. This license does not grant you any ownership rights.

6. User-Generated Content

Content Ownership: You retain ownership of any content you submit to the App, but you grant Bucksy a worldwide, royalty-free license to use, display, and distribute your content.

Content Standards: You are responsible for the content you submit and agree not to submit anything that is illegal, harmful, or violates third-party rights.

7. Privacy and Data Security

Your use of the Services is subject to our Privacy Policy, which outlines how we collect, use, and protect your data. By using the Services, you consent to our data practices.

8. Disclaimers and Limitation of Liability

Disclaimers: The Services are provided “as is” without warranties of any kind, either express or implied. Bucksy does not guarantee the accuracy or reliability of the Services.

Limitation of Liability: To the fullest extent permitted by law, Bucksy is not liable for any indirect, incidental, or consequential damages arising from your use of the Services.

9. Indemnification

You agree to indemnify and hold harmless Bucksy, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, and expenses arising out of your use of the Services or violation of these Terms.

10. Modifications to the Terms

Bucksy reserves the right to modify these Terms at any time. We will notify you of any significant changes. Continued use of the Services after changes indicates your acceptance of the new Terms.

11. Termination

Bucksy may suspend or terminate your account and access to the Services at any time, with or without cause or notice. Upon termination, your right to use the Services will immediately cease.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these Terms or your use of the Services will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

13. Contact Information

If you have any questions or concerns about these Terms or the Services, please contact us at support@bucksy.app.

14. Company Address

Aparajayah Technologies Pvt Ltd,
Flat no: 2&3, 2nd Floor, VOC Street, Indian Bank Colony,
New Natham Road, Madurai 625014,Tamil Nadu,India.

Regulatory Compliance

General Data Protection Regulation (GDPR)

The GDPR is a regulation in the European Union (EU) that governs the processing of personal data of individuals within the EU. Even if your app is based outside the EU, you must comply with GDPR if you process the data of EU residents. Key requirements include:

• Data Protection Principles: Personal data must be processed lawfully, fairly, and transparently. Data should only be collected for specified, explicit, and legitimate purposes, and should be accurate and up-to-date.
• Consent: Explicit consent must be obtained from users for data processing. Consent should be clear, informed, and revocable.
• Data Subject Rights: Individuals have the right to access their data, correct inaccuracies, erase data, and restrict processing. They also have the right to data portability.
• Data Protection Officer (DPO): In certain cases, organizations must appoint a DPO to oversee data protection strategies and compliance.
• Data Breach Notification: Organizations must notify supervisory authorities and affected individuals of data breaches within 72 hours if there is a risk to the rights and freedoms of individuals.
• Data Transfers: Transfer of personal data outside the EU is restricted unless the destination country ensures an adequate level of data protection, or other specific safeguards are in place.

California Consumer Privacy Act (CCPA)

The CCPA is a state law in California, USA, that enhances privacy rights and consumer protection for residents of California. Key aspects include:

• Consumer Rights: California residents have the right to know what personal data is being collected about them, the purposes for which it is used, and whether it is being sold or disclosed to third parties.
• Right to Access and Delete: Consumers can request access to their personal data and ask for it to be deleted.
• Opt-Out Rights: Consumers can opt-out of the sale of their personal data. Businesses must provide a “Do Not Sell My Personal Information” link on their website.
• Non-Discrimination: Businesses cannot discriminate against consumers who exercise their CCPA rights, such as by denying services or charging different prices.
• Disclosure Requirements: Businesses must inform consumers about the categories of personal information collected and the purposes for which it is used, both at the point of data collection and in their privacy policies.

Other US Regulatory Acts

• Health Insurance Portability and Accountability Act (HIPAA): Applies if your app handles protected health information (PHI). HIPAA sets standards for the protection of PHI and requires safeguards to ensure its confidentiality, integrity, and availability.
• Children’s Online Privacy Protection Act (COPPA): Applies to the collection of personal information from children under the age of 13. It requires parental consent and outlines the requirements for privacy policies and data handling practices.
• Gramm-Leach-Bliley Act (GLBA): Requires financial institutions to explain their information-sharing practices to customers and to safeguard sensitive data.

Best Practices for Compliance

• Transparency: Clearly communicate your data practices through comprehensive privacy policies.
• Security Measures: Implement appropriate technical and organizational measures to protect personal data.
• Regular Audits: Conduct regular reviews and audits to ensure compliance with data protection laws.

For further details or specific questions, contact us at support@bucksy.app.